Trusted, local, independent insurance agency in California.

Elizabeth Head Insurance Agency has the knowledge and expertise to provide customized insurance solutions for individuals, families, and businesses, in California.

Personal Insurance

Get customized insurance to fit your needs.

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Or call to get a quote 805-481-1416

Business Insurance

Providing insurance options for businesses.
California
California

Get personalized insurance quotes from multiple insurance companies in California from Elizabeth Head Insurance Agency.

Elizabeth Head Insurance Agency has your covered.

We’ve built our insurance agency around understanding what you need and what’s important for your family or business to protect.  That’s why we work with a wide range of insurance companies and products in California to meet your specific needs, including customized coverages.

We don’t work for the insurance company, we work for you.

Client Testimonials

See why families and businesses across California trust Elizabeth Head Insurance Agency for comprehensive insurance protection.

  • Avatar Jeff Chambers ★★★★★ a month ago
    Elizabeth Head Insurance is top notch! I appreciate their thoroughness and professionalism.
  • Avatar Cheri Dodd ★★★★★ 2 months ago
    Very informative, professional and to the point. Great service and loved the fast service.
  • Avatar Mike Schaefer ★★★★★ 3 months ago
    Jaime Nuro did a great job with my insurance needs! Farmers was one of the few companies that would insure my home located in a high fire risk area. Jaime also helped me with my auto and umbrella insurance needs. Jaime was friendly and … More efficient. I recommend giving Farmers a try for your insurance needs.
  • Avatar Michelle Toroian ★★★★★ 6 months ago
    Kellie is absolutely amazing and such a genius on life insurance and investments. She got to know my situation and made recommendations that were perfect for my current needs with my future needs in mind. Truly an incredible advisor, trustworthy, … More knowledgeable and has your best interest at the forefront of her recommendations always!! She’s friendly and makes all this insurance stuff actually understandable!! Highly recommend!! Do yourself and your family a favor and call Kellie!!!
  • Avatar M H ★★★★★ 6 months ago
    I can’t recommend Kellie enough! She helped my husband and me finally secure life insurance that truly fits our needs. Patrick is both a skydiver and a paragliding pilot, and we’d run into so many roadblocks with other companies who just … More wouldn’t cover him because of his adventurous lifestyle. I’d also tried getting life insurance in the past and ended up with a quote that was way out of line with what I was originally told.Kellie changed all of that. She went above and beyond to find us both policies that were not only affordable but also reflective of our actual lifestyles and needs. The process was so easy and seamless! We had one phone call with her, and the rest was done electronically. Within just four days, we had everything completed from our initial call to the written policy and approval!She turned what felt like a frustrating process into a smooth and reassuring experience. We’re so grateful for her expertise and dedication!
  • Avatar Jesse Villegas ★★★★★ 6 months ago
    I can’t say enough good things about Elizabeth Head Farmers Insurance Agency! From the moment I reached out, I felt like my business was in great hands. The entire team is professional and knowledgeable, but I especially want to highlight … More the incredible customer service from Aja. She goes above and beyond every time—always patient, thorough, and quick to respond to my questions.Insurance can feel overwhelming, but with this team I feel completely protected and confident that my business is covered. It’s such a relief knowing I have people who truly care and take the time to make sure I’m supported. I highly recommend Elizabeth Head and her team to anyone looking for not just insurance, but peace of mind.

By the Numbers

In more ways than one, insurance is a numbers game. Elizabeth Head Insurance Agency has the experience and expertise to properly protect your business or family for years to come.

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California Insurance Agent vs The Rest.

Here is a quick comparison of the differences between an insurance agency like Elizabeth Head Insurance Agency in California like us, and the various other types of companies that are out there:

Features & Services Our Agency Captive Agent Online & 1-800 Companies
Access to multiple companies and wide range of products
Easy switching from company to company without hassle
Unbiased and objective advice Tries to sell & support only their one company Tries to sell & support only their one company
Claims assistance and advocacy Adjusters are often exclusive to the one company No help: You vs. adjuster
Policy service from the same person you bought from To call center You'll likely never talk to the same person twice
When you buy from an independent agent like us, you're supporting local business and your local economy #choicematters #independentagent

About Elizabeth Head Insurance Agency

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Why choose Elizabeth Head Insurance Agency

01

Proactive policy review

We don’t just process renewals. We review, analyze, and restructure coverage at renewal and during rate changes to ensure your protection keeps pace with your life or business.

02

We shop strategically

When premiums increase, we compare options across trusted carriers — balancing coverage, cost, and long-term value.

03

One agency. Complete strategy.

Home, auto, life, and business — managed under one coordinated plan, not scattered policies.

About our founder

Elizabeth Head is the Founder and CEO of Elizabeth Head Insurance Agency, bringing over a decade of experience in the California insurance market. As a lifelong resident of California, I’m proud to serve Pismo Beach as your local insurance agent. At my agency, we focus on taking the time to educate our clients to help them understand which policies suit their specific needs.

We pride ourselves on providing outstanding customer service and ensuring each client is educated on their specific coverage options. I have the expertise to help with all your needs for auto, home, life, small business insurance, and specialty vehicles.

Give me a call at 805-481-1416 and I’ll be happy to answer your questions.

Your trusted insurance agency in California.

Insurance services offered.

California

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Customized insurance solutions in California.

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