Protecting your future with Elizabeth Head Insurance Agency

We protect what matters most by delivering smarter insurance and risk management solutions, through proactive insurance planning, blending personal advocacy with modern technology, Serving individuals, families, and businesses throughout California.

By the Numbers

In more ways than one, insurance is a numbers game. Elizabeth Head Insurance Agency has the experience and expertise to properly protect your business or family for years to come.

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About our founder

Elizabeth Head Insurance Agency is a locally owned insurance agency located in Pismo Beach, California, specializing in property and casualty insurance for homeowners, renters, landlords, private clients, and businesses.

Born and raised on the Central Coast, I’m proud to serve the five cities and surrounding areas as your local insurance agent.

With many years in the insurance industry, I have the knowledge and experience to help you better understand your coverage options — whether that’s auto, home, life, business – including worker’s compensation, and more.

Give me a call at 805-481-1416, or stop by our office located at the corner of West Grand Ave and South Ninth Street in the heart of Grover beach. I’ll be happy to answer any questions you might have.

Anthony Oskolkoff agnecy owner of Elizabeth Head Insurance Agency

Why choose Elizabeth Head Insurance Agency

One agency, complete strategy

One agency, complete strategy

Home insurance, auto insurance, flood insurance, business insurance, and life insurance, all managed under one coordinated plan, not scattered policies.

Proactive policy reviews

We don’t just process renewals. We review, analyze, and restructure coverage at renewal and during rate changes to ensure your protection keeps pace with your life or business.

We shop strategically

When premiums rise, we compare options across trusted carriers, balancing coverage, cost, and long-term value.

Client Testimonials

See why families and businesses across California trust Elizabeth Head Insurance Agency for comprehensive insurance protection.

  • Avatar Jeff Chambers ★★★★★ a month ago
    Elizabeth Head Insurance is top notch! I appreciate their thoroughness and professionalism.
  • Avatar Cheri Dodd ★★★★★ 2 months ago
    Very informative, professional and to the point. Great service and loved the fast service.
  • Avatar Mike Schaefer ★★★★★ 3 months ago
    Jaime Nuro did a great job with my insurance needs! Farmers was one of the few companies that would insure my home located in a high fire risk area. Jaime also helped me with my auto and umbrella insurance needs. Jaime was friendly and … More efficient. I recommend giving Farmers a try for your insurance needs.
  • Avatar Michelle Toroian ★★★★★ 6 months ago
    Kellie is absolutely amazing and such a genius on life insurance and investments. She got to know my situation and made recommendations that were perfect for my current needs with my future needs in mind. Truly an incredible advisor, trustworthy, … More knowledgeable and has your best interest at the forefront of her recommendations always!! She’s friendly and makes all this insurance stuff actually understandable!! Highly recommend!! Do yourself and your family a favor and call Kellie!!!
  • Avatar M H ★★★★★ 6 months ago
    I can’t recommend Kellie enough! She helped my husband and me finally secure life insurance that truly fits our needs. Patrick is both a skydiver and a paragliding pilot, and we’d run into so many roadblocks with other companies who just … More wouldn’t cover him because of his adventurous lifestyle. I’d also tried getting life insurance in the past and ended up with a quote that was way out of line with what I was originally told.Kellie changed all of that. She went above and beyond to find us both policies that were not only affordable but also reflective of our actual lifestyles and needs. The process was so easy and seamless! We had one phone call with her, and the rest was done electronically. Within just four days, we had everything completed from our initial call to the written policy and approval!She turned what felt like a frustrating process into a smooth and reassuring experience. We’re so grateful for her expertise and dedication!
  • Avatar Jesse Villegas ★★★★★ 6 months ago
    I can’t say enough good things about Elizabeth Head Farmers Insurance Agency! From the moment I reached out, I felt like my business was in great hands. The entire team is professional and knowledgeable, but I especially want to highlight … More the incredible customer service from Aja. She goes above and beyond every time—always patient, thorough, and quick to respond to my questions.Insurance can feel overwhelming, but with this team I feel completely protected and confident that my business is covered. It’s such a relief knowing I have people who truly care and take the time to make sure I’m supported. I highly recommend Elizabeth Head and her team to anyone looking for not just insurance, but peace of mind.

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